When it comes to choosing a waterfront home in Kirkland or the surrounding area, we are the team you can turn to for expert advice. We have years of experience helping clients find the perfect waterfront properties for their needs. Whether you are just starting to contemplate what it would be like to live on the waterfront or you have already experienced the joy of living on a waterfront property, we are here to help.

Read on to learn more about the top five things you need to know when you are considering the purchase of a waterfront home. These helpful tips will ensure that the buying process is smooth and that what you get is exactly what you expected.

#1: Choose The Right Real Estate Agent

Due to how unique a waterfront property truly is, it is critical that you choose the right real estate agent when you are shopping around. Not all real estate agents understand the intricacies of waterfront properties the same way an experienced agent might.

When you are looking for the right real estate agent, there are a few things you should ask to get an idea of whether or not they are qualified to help you with locating the right place and with walking you through the purchase.

  • Have you ever helped someone purchase a waterfront property before?
  • Do you have any personal experience with living in a waterfront home?
  • Do you provide any resources on what to expect when I choose a waterfront property?
  • Are you aware of what waterfront properties are available on the market currently?

These are just a few questions you can use to get started when talking to a new real estate agent. It is important that your real estate agent understand the lifestyle that owning a waterfront property represents. Make sure that not only are they qualified to help you find a waterfront home, but also that they are passionate about waterfront living. As is the case whenever you are buying or selling any property, be sure you feel confident that they will communicate clearly and quickly with you about any potential properties in the area that will fit your needs.

#2: Get To Know What Activities You Can Access

One of the best parts about choosing a waterfront property is that you gain access to a whole new world of activities. If you are someone who loves nature, getting outside, and keeping active, a waterfront property is the perfect fit.

When you are shopping around and viewing different properties, be sure you take the time to ask about what activities the property affords. Will you be able to kayak from your property? Can you have a boat that stays at your property? Look into the details of the area and find out about any existing regulations.

Beyond just the do’s and don’ts of the property you are viewing, you should also get to know what the local community has to offer in the way of organized activities. Is there a group that gets together to go sailing? Could you join a club for rowing? Find out what the local community is like as this will help determine if it is a good fit for your needs.

#3: Research What Insurance You Will Need

Waterfront properties often have different insurance requirements or needs than a normal property does.When you are researching different homes, be sure you get an understanding of what insurance you will want to purchase for the property.

This is where having a truly experienced real estate agent will go a long way in helping the process be simple and clear for you. A good real estate agent should be able to guide you through what requirements the property has and what recommendations they have for the best insurance plan for your needs.

Knowing what to expect with each property up front will go a long way in making your final move-in a smooth process.

#4: Find Out What You Are Allowed To Add And Build

As with any property, waterfront homes often have regulations about what you are allowed to add on and what you can build in regards to the waterfront side of your property. When you are looking at different homes, if you envision a new addition to the dock or a change in the appearance of the property, it is best to ask about what is allowed in the area. Some waterfront homes are part of HOA’s who might have their own restrictions. In other cases, you might need special permits to add-on.

Customizing your waterfront property is a great joy for many homeowners. Make sure that the things you envision doing are actually plausible before you purchase the real estate. Talk to your real estate agent about what they have seen work well in the past. If you have a real estate agent who actually lives on the water themselves, even better! They can give you guidance on the best options.

#5: Get Ready To Join A New Lifestyle

Finally, get ready to enjoy a brand new lifestyle if you are buying a waterfront property for the first time. Unlike a traditional home in a normal neighborhood, waterfront properties usher in a brand new way of living. Those who opt for waterfront homes are opting for a lifestyle.

When you find the perfect waterfront property, you will fall in love with the activities you can now take part in, the natural beauty of looking out over the water, and the unique connection to nature you will experience.

Remember, when you want help finding the right waterfront property, you want to work with an experience real estate agent who specializes in waterfront homes. Here at Bryan Loveless & Associates, we have years of experience helping people choose the perfect luxury waterfront home. Talk to our talented team today to learn more about the right property for your needs.